Collection & Recovery Unit Head
Davao City, Davao del Sur
Posted more than 30 days ago
- Company:
- Rizal Microbank Inc.- A Thrift Bank of RCBC
- Company Description:
- Rizal MicroBank serves as the microfinance banking arm of RCBC. RCBC ventured into microfinance — the first large bank to do so — in July 2009 after buying Jose P. Laurel Rural Bank, Inc. based in Batangas in February 2009, and Merchants Savings & Loan Association, Inc., which had branches in Luzon, Visayas and Mindanao, in May 2008. Rizal MicroBank is focused on offering additional working capital loans to Filipino enterprising low-income households and micro enterprise operators. The loans are granted based primarily on the individual’s character and capacity to pay. Rizal MicroBank is strongly committed to utilize its resources and expertise as it endeavors to grow its outreach while maintaining high quality portfolio by implementing an IT-enhanced microfinance operations. Through the IT-enhanced microfinance operations, Rizal MICROBANK will also specialize in under-banked and under-served areas with thriving microenterprise communities thereby spurring the growth of local economies.
- Contract Type:
- Full Time
- Experience Required:
- 2 years
- Education Level:
- Bachelor’s Degree
- Gender:
- Any
- Number of vacancies:
- 1
Job Description
Bachelor’s Degree in Accounting or Accounting Management or business-related courses
Basic accounting
Credit analysis
Credit investigation
Financial statement reading, protection, and analysis
Basic knowledge in different business industries, economic conditions, and current, local, and national events
Basic knowledge in banking operations
Ability to handle occasional or special duties on top of regular functions
With at least three (3) year banking experience.
Skills:
Analytical Skill
Communication Skill (oral and written)
Computer Skill (MS Word and MS Excel)
Financial Statement Analysis
Information Gathering and Validation
Interpersonal / Interviewing Skills
Multi-tasking
Professional Judgment
Speed
Leadership Skill
Attitude:
Attentive to Details
Has Initiative
Punctual
Resourceful
Self-confident
Team player
High level of integrity, accountability, and professionalism required due to critical and sensitive nature of information being handled
Job Description
1. External Collection Agency:
a. Endorses an external collection agency for accreditation and on-boarding.
b. Monitors the collection performance of existing external collection agencies.
c. Review the billing from ECAs and endorse the billing statement to the Accounting Department.
2. Foreclosed Properties
a. Creates guidelines on bank’s foreclosure processes
b. Monitors the movements of bank’s foreclosed properties.
c. Evaluate and endorses prospective buyer/s under Sales Contract Receivable.
3. Others
a. Attend conferences/trainings required to improve skills and job performance.
b. Perform other duties as may be required by the President and/or Department Head.