Credit Investigator
San Antonio, Pasig City, National Capital Region
Posted 3 days ago
- Company:
- JK Capital Finance, Inc.
- Company Description:
- JK Capital is serving as a business funding company in the Philippines that is serving the financial needs of small businesses in the Philippines. The financing company was established in 2014 to provide flexible short term, unsecured loans to companies primarily in the wholesale, retail, service and construction industries. By providing swift financial solutions, we aim to help them actualize their goals and ambitions. We believe there is a vast underserved market of business owners who do not have any access to sustainable and reliable financing. When they do have access, owners face lengthy and trivial loan applications and harsh underwriting practices that turn away many capable small businesses. We’re here to help.
- Contract Type:
- Full Time
- Experience Required:
- No Experience
- Education Level:
- Bachelor’s Degree
- Gender:
- Male
- Number of vacancies:
- 1
Job Description
Candidate preferably/optional possess at least a Bachelor's/College Degree
Preferably with 1-3 years of related working experience.
Must know how to drive a motorcycle/car with a driver's license.
Willing to work on the field.
Willing to be trained.
Expertise in credit investigation and phone verification and Field Credit Investigation/Review
Must be patient, honest, and hardworking.
Excellent English communication skills (written and verbal).
Job Description
Compile and analyze credit information gathered by investigation. Create investigation report and provide weekly/daily updates to department
Obtain information about potential creditors
Prepare reports of findings and recommendations
Contact the customer to determine the time and place of investigation and take photos of the site
Collect customer documents as required to verify its integrity and authenticity
Verify customer's past or current credit record
View the customer's assets and evaluate the value
Conduct complete background and credit investigation checks: Identity, residence/ neighborhood, reference contacts, due diligence as to assets, property, affiliations.
Experience in appraisal (for collateral loan purpose) preferred.
Assist in administering the negotiation and collection of past due accounts.
Verify business models reported on loan application and cash flow details, in person.
Conduct research via the internet and varied sources.
Perform all other tasks as directed by the Business Compliance Investigation Head.
Job Highlights
With bonus
Competitive Salary
Sales Incentives