Relationship Manager

- Responsible for marketing and generating loans based on target market and lending directions of the bank.
- Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
- Monitor and nurture approved accounts.
- Act as a credit officer, making recommendations based on the client’s financial needs and conditions.
- Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
- Disclose all credit information to the approving body.
- Ensure proper documentation for approved loans, including account registration and loan disbursement.
- Continuously monitor and supervise accounts until full repayment.
- Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.
- Transfer accounts to the Remedial Management Department (RMD) if necessary for litigation.
- Keep credit folders complete and up-to-date.