Credit and Documentation Head

Develop and implement credit policies, procedures, and standards to ensure compliance with regulatory requirements and organizational goals.
Lead the credit evaluation and approval process, including analysis of financial statements, risk assessment, and creditworthiness of clients.
Monitor credit portfolios, identify potential risks, and recommend mitigation strategies to minimize losses.

Oversee the preparation, review, and management of all credit-related documentation, ensuring accuracy and compliance with legal and regulatory standards.
Implement streamlined documentation processes to improve efficiency and minimize errors.
Ensure proper record-keeping and manage audits related to credit and documentation.
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Design and manage business intelligence tools and dashboards to provide actionable insights into credit performance and operational metrics.
Collaborate with cross-functional teams to identify key performance indicators (KPIs) and trends impacting business performance.
Analyze market data, industry trends, and internal metrics to support decision-making and strategy development.

Contribute to the development of corporate strategies by providing financial and market intelligence.
Align credit policies with broader organizational goals and long-term strategies.
Support budgeting and forecasting processes, leveraging data insights for accurate planning.
Team Leadership and Stakeholder Engagement:
Lead and mentor a team of credit analysts and documentation specialists, fostering professional growth and development.
Work closely with senior management, legal teams, and external stakeholders to ensure alignment of credit and documentation practices with business objectives.
Communicate credit policies and strategic insights effectively to stakeholders across the organization.

Bachelor’s degree in Finance, Economics, Business Administration, or related field. Master’s degree or professional certification (e.g., CFA, CPA, or similar) preferred but not required

8–10+ years of experience in credit management, documentation, or related fields.
Proven experience in business intelligence and corporate planning, ideally within the financial services or corporate sector.

Proficiency in BI tools (e.g., Tableau, Power BI) and advanced Excel skills.
Strong understanding of credit risk management principles, financial analysis, and legal documentation.
Familiarity with ERP systems and data analytics platforms.

Strong analytical and problem-solving skills with a focus on data-driven decision-making.
Excellent leadership, communication, and interpersonal abilities.
Ability to manage multiple priorities and work under pressure in a fast-paced environment.

Accuracy and timeliness of credit approvals and documentation.
Reduction in credit risk and delinquency rates.
Quality and usability of BI dashboards and reports.
Alignment of credit policies with corporate goals.
Employee engagement and performance within the credit and documentation team.