Credit and Documentation Head

Job Description: Credit and Documentation Head with Business Intelligence and Corporate Planning Expertise

Position Overview:
The Credit and Documentation Head is responsible for overseeing the credit evaluation process, ensuring accurate documentation, and driving business intelligence initiatives to support corporate planning and decision-making. This role bridges the gap between financial credit management, data-driven insights, and strategic business planning to optimize organizational performance and growth.

Key Responsibilities:
Credit Management and Risk Assessment:
Develop and implement credit policies, procedures, and standards to ensure compliance with regulatory requirements and organizational goals.
Lead the credit evaluation and approval process, including analysis of financial statements, risk assessment, and creditworthiness of clients.
Monitor credit portfolios, identify potential risks, and recommend mitigation strategies to minimize losses.
Documentation and Compliance:
Oversee the preparation, review, and management of all credit-related documentation, ensuring accuracy and compliance with legal and regulatory standards.
Implement streamlined documentation processes to improve efficiency and minimize errors.
Ensure proper record-keeping and manage audits related to credit and documentation.
Business Intelligence (BI):
Design and manage business intelligence tools and dashboards to provide actionable insights into credit performance and operational metrics.
Collaborate with cross-functional teams to identify key performance indicators (KPIs) and trends impacting business performance.
Analyze market data, industry trends, and internal metrics to support decision-making and strategy development.
Corporate Planning and Strategy:
Contribute to the development of corporate strategies by providing financial and market intelligence.
Align credit policies with broader organizational goals and long-term strategies.
Support budgeting and forecasting processes, leveraging data insights for accurate planning.
Team Leadership and Stakeholder Engagement:
Lead and mentor a team of credit analysts and documentation specialists, fostering professional growth and development.
Work closely with senior management, legal teams, and external stakeholders to ensure alignment of credit and documentation practices with business objectives.
Communicate credit policies and strategic insights effectively to stakeholders across the organization.