Credit and Documentation Head

Required Qualifications and Skills:
1. Education:Bachelor’s degree in Finance, Economics, Business Administration, or related field. Master’s degree or professional certification (e.g., CFA, CPA, or similar) preferred but not required
2. Experience: 8–10+ years of experience in credit management, documentation, or related fields.
Proven experience in business intelligence and corporate planning, ideally within the financial services or corporate sector.
3. Technical Skills:
-Proficiency in BI tools (e.g., Tableau, Power BI) and advanced Excel skills.
-Strong understanding of credit risk management principles, financial analysis, and legal documentation.
-Familiarity with ERP systems and data analytics platforms.
4. Soft Skills:
-Strong analytical and problem-solving skills with a focus on data-driven decision-making.
-Excellent leadership, communication, and interpersonal abilities.
-Ability to manage multiple priorities and work under pressure in a fast-paced environment.

Key Responsibilities:
1. Credit Management and Risk Assessment:
-Develop and implement credit policies, procedures, and standards to ensure compliance with regulatory requirements and organizational goals.
-Lead the credit evaluation and approval process, including analysis of financial statements, risk assessment, and creditworthiness of clients.
-Monitor credit portfolios, identify potential risks, and recommend mitigation strategies to minimize losses.
2. Documentation and Compliance:
-Oversee the preparation, review, and management of all credit-related documentation, ensuring accuracy and compliance with legal and regulatory standards.
-Implement streamlined documentation processes to improve efficiency and minimize errors.
-Ensure proper record-keeping and manage audits related to credit and documentation.
3. Business Intelligence (BI):
-Design and manage business intelligence tools and dashboards to provide actionable insights into credit performance and operational metrics.
-Collaborate with cross-functional teams to identify key performance indicators (KPIs) and trends impacting business performance.
-Analyze market data, industry trends, and internal metrics to support decision-making and strategy development.
4. Corporate Planning and Strategy:
-Contribute to the development of corporate strategies by providing financial and market intelligence.
-Align credit policies with broader organizational goals and long-term strategies.
-Support budgeting and forecasting processes, leveraging data insights for accurate planning.
5. Team Leadership and Stakeholder Engagement:
-Lead and mentor a team of credit analysts and documentation specialists, fostering professional growth and development.
-Work closely with senior management, legal teams, and external stakeholders to ensure alignment of credit and documentation practices with business objectives.
-Communicate credit policies and strategic insights effectively to stakeholders across the organization.