Account Officer- Cebu City
General Maxilom Avenue, Cebu
Posted 2 days ago
- Company:
- JK Capital Finance, Inc.
- Company Description:
- JK Capital is serving as a business funding company in the Philippines that is serving the financial needs of small businesses in the Philippines. The financing company was established in 2014 to provide flexible short term, unsecured loans to companies primarily in the wholesale, retail, service and construction industries. By providing swift financial solutions, we aim to help them actualize their goals and ambitions. We believe there is a vast underserved market of business owners who do not have any access to sustainable and reliable financing. When they do have access, owners face lengthy and trivial loan applications and harsh underwriting practices that turn away many capable small businesses. We’re here to help.
- Contract Type:
- Full Time
- Experience Required:
- 1 year
- Education Level:
- Senior High School
- Number of vacancies:
- 1
Job Description
· Accountable for achieving branch sales targets
· Generate Sales Leads (loan application)
· Generate Qualified Loan Consultant/Agent Leads through cold calling, area mapping/saturation, referral, and listings. Retain more active agents
· Conduct Sales calls and presentations/ Orientations
· Drives effort and initiates LC Generation Activities
· Filing of loan application and encoding sales data in the system for proper monitoring
· Processing, qualifying, and validating of loan release documents
· Strategize sales approach to effectively bring in new clients
· Achieve and exceed goals through sales strategies, clientele, sourcing new customers and maintaining and building productive long-term relationships with existing customers
CREDIT INVESTIGATION
· Compile and analyze credit information gathered by investigation. Create investigation report and provide weekly/daily updates to the department
· Collect customer documents as required to verify its integrity and authenticity
· Verify customer's past or current credit record
· View the customer's assets and evaluate the value
· Conduct complete background and credit investigation checks: Identity, residence/ neighborhood, reference contacts, due diligence as to assets, property, affiliations.
· Basic knowledge in appraisal (for collateral loan purpose).
· Assessing credit worthiness of existing or prospective clients.
COLLECTION
· Home and business visits of delinquent clients
· Reports to Collection Manager about the business status, whereabouts and neighborhood feedback of clients
· Serve demand letters
· Negotiate and persuade clients to pay
· Utilize various means and resources of skip tracing to locate clients.
· Encourage clients to use online payment instead of cash collection
· Pick up post-dated checks and ensure that the checks have no erasures or overwriting.
