Finance Manager- Fintech

Oversee day-to-day financial operations, including account reconciliation, financial statements, and ledger management.
Ensure accurate and timely financial reporting, providing insights to management for strategic decision-making.
Develop and enforce internal controls to safeguard company assets and mitigate financial risks.
Ensure compliance with Philippine tax laws and regulations, including corporate income tax, VAT, and withholding taxes.
Coordinate with external auditors and regulatory bodies such as the BSP, SEC, and BIR to address compliance requirements.
Monitor and manage cash flow, liquidity, and working capital to support business operations.
Optimize fund utilization, ensure sufficient operating funds, and implement effective treasury strategies.
Analyze variances between actual performance and budget, recommending cost-saving strategies.
Identify and assess financial risks specific to the digital lending industry, implementing appropriate risk-mitigation strategies.Ensure full compliance with BSP (Bangko Sentral ng Pilipinas) regulations and other applicable laws.

Qualifications:
Bachelor's degree or higher in Accounting, Finance, Economics, or a related field.
CPA, ACCA, CFA, or other relevant professional certifications are highly preferred.
At least 10 years of financial management experience, preferably in a digital lending, fintech, or financial services company.
Prior experience working in multinational organizations or Chinese-backed companies is a plus.
Strong background in regulatory compliance, financial planning, and tax strategy within the lending sector.
In-depth knowledge of Philippine accounting standards, tax regulations, and financial reporting frameworks.
Proficiency in financial analysis, budgeting, and cash flow management.
Experience with financial software (e.g., QuickBooks, SAP, Oracle) and Excel (advanced functions, financial modeling, etc.).
Strong understanding of BSP regulations and financial compliance requirements for lending institutions.
Strong analytical and problem-solving skills with a strategic mindset.
Excellent communication and negotiation abilities to liaise with diverse stakeholders.
High level of integrity, professionalism, and attention to detail.
Ability to work under pressure and meet tight deadlines in a fast-paced environment.