Remedial Management Specialist (Loan Recovery)

Bacacay, Albay

Posted 9 days ago


Company:: Rural Bank of Pilar (Sorsogon) Inc.
Company Description:: Founded in the year 1967 by Alfredo Alcazar Hoezl, a German- Spanish (Filipino by birth) and Jose P. Roces on January 7, 1967 in a laidback but economically significant coastal town of Pilar in Sorsogon, the Rural Bank of Pilar (Sorsogon), Inc. has been living true to its vision as a countryside banker excellently serving the constituents of the province of Bicol. Despite the Bank Management’s prudence, frugality and tenacity since its inception in 1967, it went through various forms of regulatory, business and operational challenges. The operation of the Bank went on smoothly until 1987 when super typhoon “Sisang” hit the Bicol Region and adversely affected the Bank resulting to high past due loans and mounting bills payable that almost pushed the Bank to close its operations. The Roces Family Group, headed by Engr. Orlando B. Roces, son of co-founder Jose P. Roces bought the other shares of stocks of the Bank and took over bank ownership. This move resulted to a total turn-around for the bank in all aspects, thereby bringing forth renewed strategic direction and vigor and enthusiasm to the bank’s team to move forward. Now with more than 50 years of operation under its belt, Rural Bank of Pilar (Sorsogon), Inc. has been among the top-rated rural banks in the country. It has been sustaining high year-on-year CAMELS ratings from the Bangko Sentral ng Pilipinas. Furthermore, the Bank began to deliver to its growth and expansion goals through its branching initiatives. Currently, the Bank has three (3) branches and four (4) Branch-lite Units (BLUs) with strong presence within Sorsogon and Albay provinces. For the years ahead, the Rural Bank of Pilar (Sorsogon), Inc. has always been a bank of possibilities. Its dreams and aspirations are planned to be better realized by further building and maintaining excellent operational and administrative machinery to be all wrapped in an open innovation environment that bring about fresh ideas and breakthrough thinking as its ever-proactive prime movers continue to rethink how they live and work and bring people together, making them more collaborative and productive to drive innovation. RBPI has been under the regulatory supervision of the Bangko Sentral ng Pilipinas (BSP), and Philippine Deposit Insurance Corporation (PDIC), and the Securities and Exchange Commission; and a consistently active and member of good standing of the Rural Bankers Association of the Philippines (RBAP).
Contract Type:: Full Time
Experience Required:: 2 years
Education Level:: Bachelor’s Degree
Number of vacancies:: 1

Job Description

Loan Recovery Specialist Opportunity

Are you ready to take on an impactful role where your skills can make a real difference in the financial health of our clients and our organization? We are seeking a motivated Loan Recovery Specialist to join our dynamic team—a role that’s all about finding solutions, engaging with clients, and helping recover what’s owed.

Your Impact in This Role:

Ensure Responsible Loan Use: You will play a vital role in overseeing how loans are utilized by clients, ensuring compliance with terms and offering support where needed.
Effective Collections: You’ll be in charge of following up on overdue payments in a professional and empathetic manner, making meaningful connections with clients to understand their situations.
Innovative Problem-Solving: Finding creative solutions to unpaid loans is key. You will use your negotiation skills to design repayment plans, offering win-win outcomes for both the borrower and the institution.
Manage Repossessed Assets: Handle repossessed items with efficiency and care, turning challenges into opportunities for recovery.
What You’ll Be Doing:

Information Gathering: Dive deep into each case, understanding the financial picture of borrowers, and assessing why loans have become delinquent.
Tailored Solutions: Develop customized action plans to help clients catch up on payments. You’ll be the one to propose, advocate for, and implement these strategies.
Execution of Recovery Strategies: Implement approved recovery strategies with precision and a people-first approach. You'll ensure that our clients feel supported throughout the process, with the ultimate goal of resolving debts amicably.

Why This Role is Exciting:

Make a Difference: You’ll be working on the frontlines of financial problem-solving, turning around delinquent accounts and contributing to healthier financial outcomes for our clients.
Skill Development: This position offers a unique blend of client interaction, strategy, negotiation, and financial analysis, setting the stage for both personal and professional growth.
Challenging and Rewarding: Every loan recovery presents a new challenge—if you thrive in an environment where no two days are the same and enjoy the satisfaction of closing tough cases, this role is for you.
Team Environment: Join a supportive team that values collaboration, celebrates wins, and helps you achieve your career goals.

What We’re Looking For:

Strong interpersonal and communication skills—someone who can build rapport, listen actively, and articulate solutions effectively.
Analytical thinker with an eye for detail—understanding each case’s unique aspects is crucial to finding the right path to resolution.
Negotiation and problem-solving skills—bringing both empathy and tenacity to help guide clients towards a sustainable solution.

Job Types: Full-time, Permanent

Benefits:

Additional leave
Company events
Promotion to permanent employee
Schedule:

8 hour shift
Monday to Friday
Overtime

Supplemental Pay:

13th month salary
Bonus pay
Overtime pay
Performance bonus
Yearly bonus

Education:

Bachelor's (Required)

Experience:

Loan Collections: 3 years (Required)

Language:

English (Required)
Tagalog (Required)
Bikol (Required)

Location:

Bacacay (Preferred)
Willingness to travel:

75% (Required)