Account officer/ Credit Investigator (Pampanga)
San Fernando, Pampanga
Posted more than 30 days ago
- Company:
- JK Capital Finance, Inc.
- Company Description:
- JK Capital is serving as a business funding company in the Philippines that is serving the financial needs of small businesses in the Philippines. The financing company was established in 2014 to provide flexible short term, unsecured loans to companies primarily in the wholesale, retail, service and construction industries. By providing swift financial solutions, we aim to help them actualize their goals and ambitions. We believe there is a vast underserved market of business owners who do not have any access to sustainable and reliable financing. When they do have access, owners face lengthy and trivial loan applications and harsh underwriting practices that turn away many capable small businesses. We’re here to help.
- Contract Type:
- Full Time
- Experience Required:
- 2 years
- Education Level:
- Bachelor’s Degree
- Gender:
- Any
- Number of vacancies:
- 1
Job Description
• Candidate preferably/optional possess at least a Bachelor's/College Degree
• Preferably with 1-3 years of related working experience.
• Reports directly to management to meet sales goals.
• Follow and achieve team sales goals on a monthly, quarterly and yearly basis.
• Team up with co- workers to ensure proper customer service.
• Must know how to drive a motorcycle/car with a driver's license.
• Willing to work on the field.
• Willing to be trained.
• Expertise in credit investigation and phone verification and Field Credit Investigation/Review
• Must be patient, honest, and hardworking.
• Excellent English communication skills (written and verbal).
• Office Location: Jose Abad Santos Ave., Lagundi, Mexico, Pampanga
Job Description
• Compile and analyze credit information gathered by investigation. Create investigation report and provide weekly/daily updates to department
• Obtain information about potential creditors
• Prepare reports of findings and recommendations
• Contact the customer to determine the time and place of investigation and take photos of the site
• Collect customer documents as required to verify its integrity and authenticity
• Verify customer's past or current credit record
• View the customer's assets and evaluate the value
• Conduct complete background and credit investigation checks: Identity, residence/ neighborhood, reference contacts, due diligence as to assets, property, affiliations.
• Experience in appraisal (for collateral loan purpose) preferred.
• Assist in administering the negotiation and collection of past due accounts.
• Verify business models reported on loan application and cash flow details, in person.
• Conduct research via the internet and varied sources.
• Perform all other tasks as directed by the Business Compliance Investigation Head.
Job Highlights
• With bonus
• Competitive Salary
• Sales Incentives
Job Type: Full-time Schedule:
• 8 hour shift
• Monday to Friday (9am to 6pm)
Supplemental Pay:
• 13th month salary
• Bonus pay
• Commission pay
• Performance bonus