Corporate Credit Officer
Manila, National Capital Region
Posted 3 days ago
- Company:
- ACCPRO INTERNATIONAL
- Company Description:
- At ACCPRO International, we are dedicated to connecting businesses with exceptional talent by leveraging our extensive network, industry expertise, and cutting-edge recruitment strategies. Talent search and acquisition is our forte and expertise. ACCPRO International has more than 50,000 candidates ready for employment. EXECUTIVE SEARCH We enable culture-fit executive and leadership recruitment by providing the right-fit leader who is an inspiring visionary, and a catalyst of transformation sharing the same values with the organization. CONTINGENCY SEARCH We offer an optimized and success-driven solution to the recruitment of staff level to executive management roles for companies searching for the right-fit candidates.
- Contract Type:
- Full Time
- Experience Required:
- 2 years
- Education Level:
- Bachelor’s Degree
- Gender:
- Any
- Number of vacancies:
- 1
Job Description
JOB SUMMARY
Corporate Credit Officer is responsible for review, financial analysis, and evaluation of verified
information for all corporate applications in order to arrive at a decision within the corresponding
lending and deviation authority while optimizing business potentials within the acceptable credit
risk in order to achieve business targets and goals while ensuring portfolio quality is maintained.
RESPONSIBILITIES
Functional
Evaluation and Analysis
• Conducts initial assessment on the corporate borrower and its major
shareholders/directors and lay out the necessary and further clarification
• Together with the Account Officer, conducts interview and ocular inspection with the
client to determine the risk profile of the borrower and to validate the business operations
• Checks the Loandex, NFIS, and other third-party applicable credit bureaus
• Conducts trade checking with borrowers' customers and suppliers
• Analysis and validation of the submitted bank statements
• Prepares financial spreadsheet based on the audited financial statements to determine
the capacity of the borrower to pay
• Prepares in-depth credit proposals after gathering all the necessary information which
include but not limited to:
- Company background
- Financial analysis (Ratios, AFS entry movement – favorable and not favorable)
- Summary of the trade and bank checking, field visit conducted
- Recommendation on the loan package
• Prepares 3-year financial projection only when necessary
• Presents the Credit Proposal to the Excom depending on the credit limit endorsed
• Conducts loan reviews, line renewals, new line availment when necessary
Others
• Perform other duties that may be assigned by immediate superior
JOB REQUIREMENTS
Education
• Bachelor’s degree in Finance, Accounting, Economics, or any other related field
Experience
• At least 1 year experience in Credit Evaluation and Financial analysis of corporate loans
• At least 2 years’ experience in Medical Equipment procurement
• Fresh graduates with background in Finance/Accounting are welcome to apply
• Experienced as a credit officer with basic knowledge in Accounting
• Can present financial statements/reports